5 Ways to Get the Cheapest Car Insurance in the USA
As the number one cause of car related deaths, car accidents are something we want to protect ourselves from as much as possible.
The best way to avoid being involved in an accident or having your vehicle damaged?
Car insurance, of course! Here are five ways to get the cheapest car insurance in the USA and save yourself hundreds or even thousands of dollars a year.
1) Reduce your mileage
The miles you drive each year can have a huge effect on your insurance costs.
If you want to save some money on car insurance, try driving less.
Reducing your mileage by 10% can result in savings of up to 20% on your auto insurance rates.
There are many ways to reduce your mileage, including taking public transportation or using a ride sharing service like Uber or Lyft whenever possible, avoiding out-of town trips,
and combining errands into one trip whenever possible.
And if you’re interested in going even further, there are services available that will pay you for reducing your annual mileage.
Just search get paid for reducing my miles online to see what comes up! You might be surprised at how easy it is to get paid for something as simple as not driving so much.
2) Shop around
When it comes to insuring your vehicle, you want to make sure you’re getting the best deal possible.
One of your first steps should be shopping around.
Not only will doing so give you a good understanding of what kinds of rates are out there, but it will also show you which companies have great deals on car insurance.
The last thing you want is a bad rate once everything’s said and done! Start shopping around today!
Of course, it can be a bit daunting to shop for car insurance if you don’t know where to start.
That’s why many people turn to online quote providers like Clicquotrip when they need help choosing their next policy.
These sites can tell you all about various car insurance providers and let you get quotes with just a few clicks of a button.
3) Watch out for unexpected discounts
With so many insurance providers and quotes out there, it can be hard to find good coverage at a great rate.
The best way to find such a deal is by getting several quotes for your car insurance.
If you’re like most people, you probably have auto-renew set up on your current policy which means that even if you found a better deal elsewhere,
it won’t kick in until after your renewal date.
That’s why it’s important to make sure you know how long your quote is good for.
Some may expire as soon as 24 hours from when they were made, while others may last anywhere from 10 days to 30 days or longer.
Keep an eye out for those that offer long windows of time because they could save you hundreds of dollars over time.
4) Know your credit score
Your credit score, which is a measurement of your overall creditworthiness, can have a significant impact on your car insurance rates.
The higher your score, usually expressed as a number between 300 and 850, generally means lower car insurance rates.
Conversely, if your score is low below 600 you may not be able to qualify for coverage at all.
Check out Experian’s easy-to-use Credit Report Card.
It will give you an instant snapshot of where you stand so that you can start improving it today.
And don’t forget to check your free annual credit report from each of the three major bureaus:
Equifax, TransUnion and Experian.
This is important because mistakes or errors on one bureau’s report could negatively affect your scores with both that bureau and its counterparts.
5) Take advantage of online insurance quotes
If you’re not using online insurance quotes, you could be losing out on some great deals.
With online quotes, you can compare different plans and see just how much money you can save without having to leave your home or office.
In some cases, these sites can get you up to 40% off.
On top of that, they’ll help answer any questions you might have about your policy and will also help identify any loopholes or errors that are taking a bite out of your wallet.
They’re a quick and easy way to find better coverage at lower prices.